Lutz Homes with Lake Front Frontage

Lutz Homes with Lake Front Frontage

Welcome to Lutz, Florida—a hidden gem nestled in the heart of Hillsborough County, where suburban charm meets natural beauty. Just a stone's throw from Tampa, Lutz is known for its lush landscapes, serene lakes, and a friendly community atmosphere. With a perfect blend of outdoor activities, top-notch schools, and convenient access to urban amenities, Lutz is an ideal place for families, retirees, and anyone seeking a tranquil lifestyle.

One of the most enchanting features of Lutz is its stunning lakefront properties. Imagine waking up each morning to the gentle lapping of water against the shore, with picturesque views of the sun rising over the lake. Homes with lakefront frontage in Lutz offer not just a residence, but a lifestyle filled with tranquility and recreation. Whether you enjoy fishing, kayaking, or simply soaking in the sun on your private dock, these properties provide a unique opportunity to embrace the beauty of nature right at your doorstep.

The lakefront homes in Lutz are designed to maximize the breathtaking views, featuring spacious layouts, modern amenities, and outdoor living spaces perfect for entertaining family and friends. With a variety of styles and sizes available, you can find the perfect home that meets your needs while allowing you to indulge in the serene lakeside lifestyle.

In Lutz, you are not just buying a home; you are investing in a vibrant community and a peaceful way of life. Come explore the lakefront properties of Lutz, where every day feels like a vacation!

Newest Lutz Homes with Lake Front Frontage

16421 Hanna Road, Lutz
$465,000
3 Beds ⋅ 2 Baths ⋅ Unplatted SubDv. ⋅ 33549 Zip Code
Virtually Staged. **COUNTRY LIVING WITH ROOM TO ROAM!** Discover the charm and possibilities of this 3-bedroom, 2-bath home situated on approximately 1.3 acres of beautiful, park-like property! With sprawling grassy areas, mature oak trees providing a gorgeous canopy of shade, and property extending all the way to the lake, this is a rare opportunity to enjoy peaceful country living with plenty of room to make it your own. Inside, you'll find spacious bedrooms, abundant storage, and a kitchen offering plenty of countertop space and solid wood cabinetry. The generously sized primary suite features a large en suite bathroom and an enormous walk-in closet. French doors open to your private backyard paradise, while the welcoming front porch overlooks the expansive front lawn. An open rear patio provides another inviting space to relax, entertain, or simply enjoy the natural surroundings. **BRING YOUR HORSES, HOBBIES, OR GARDENING DREAMS!** With ASC-1 zoning allowing for horses, this property offers wonderful possibilities for equestrian enthusiasts. Not a horse lover? No problem! The existing barn could make a fantastic workshop, hobby space, she-shed, or man cave! Two additional storage sheds provide even more room for tools, equipment, and all your outdoor essentials. Love to garden? You'll appreciate the established pineapple plants, beautiful oak trees, and ample open space to create your own garden oasis. Whether you envision raising horses, working on projects, growing your own fruits and vegetables, or simply enjoying the privacy and beauty of nature, this property offers the space and flexibility to bring your vision to life. Additional features include a private well with a water purification system and septic system. **SPACE, PRIVACY, CHARACTER, AND ENDLESS POSSIBILITIES!** Come discover everything this unique property has to offer!

16421 Hanna Road, Lutz
19015 Fern Meadow Loop, Lutz
$899,900
5 Beds ⋅ 4 Baths ⋅ Fern Glen SubDv. ⋅ 33558 Zip Code
Major Market Price Improvement! Welcome to this fully turn key 5-bedroom PLUS OFFICE, 3.5-bathroom, 2-car garage POOL home located in the desirable gated community of Fern Glen! One of the largest properties in the neighborhood, this BLOCK single family home is nestled directly on Fern Lake, and has a custom in-ground pool surrounded by brick pavers with enclosed pool cage creating an outdoor oasis. The space is perfect for entertaining and the outdoor kitchen is located just under the enclosed patio so you can grill rain or shine! As you walk into the home you’ll get full water views. The inside has been fully remodeled to create a space that is timeless, open, and functional. The kitchen has been upgraded with a massive island, all new soft close cabinetry, double pantry encased fridge and so much more. All of the bathrooms and laundry spaces have been remodeled as well to create a cohesive design that draws inspiration from a common color pallet yet feels unique to each space. The home additionally features all new fully Luxury Vinyl Plank floors that seamlessly flow throughout. The property is in the highly coveted flood zone X which makes flood insurance optional. This 2003 single family home features 10' ceilings throughout, 2021 Shingle Roof, 2025 new HVAC system including a 2nd upstairs unit. Even the staircase has been fully redone in a high-end white oak tread stained to match the dark wood of the kitchen and home. Upstairs you’ll find the loft or what can double as a 5th bedroom or playroom! Other highlights include: fully fenced in back yard, irrigation system, garage door opener with remotes, and several large closets for extra storage. The neighborhood is in an A-rated school district (Steinbrenner K-12). The central location offers quick access Veteran's Expressway, Dale Mabry Highway, Tampa International Airport, Clearwater Beach and Downtown Tampa. Don’t miss your chance to make this gorgeous property your own, schedule your showing today!

19015 Fern Meadow Loop, Lutz
15924 Nottinghill Drive, Lutz
$800,000
4 Beds ⋅ 3 Baths ⋅ Faircloth Estates SubDv. ⋅ 33548 Zip Code
Welcome to 15924 Nottinghill Dr, a single story home in the established Faircloth Estates neighborhood of Lutz. This home offers a comfortable layout with generous living space on a quiet, tree lined street. Enjoy a convenient location near Lake Magdalene Blvd and N Florida Ave, with easy access to I 275, Dale Mabry, shopping, dining and everything North Tampa has to offer. Don't miss the opportunity to make this home yours. Schedule your private showing today!

15924 Nottinghill Drive, Lutz
18810 Geraci Road, Lutz
$415,000
3 Beds ⋅ 2 Baths ⋅ Unplatted SubDv. ⋅ 33548 Zip Code
Lakefront living in Lutz, with room to make it entirely yours! This 3 bedroom, 2 bathroom home at 18810 Geraci Rd sits right on the water, and part of the back porch actually extends out over the lake. Inside, the home is ready for a complete update, a true blank canvas for the buyer who wants to choose every finish, from the flooring to the kitchen to the bathrooms and bedrooms, and put their own touches on every room. Outside you find the real showstopper: morning coffee and quiet evenings on a porch that hangs over the water, with a lake view you simply cannot add to a home later. A brand new roof installed in August 2026 and a 2-car garage complete the package. Bring your vision and see it in person. Appraisal completed on AS IS condition of home prior to new roof being placed on home. Please review that prior to submitting offers. Ask about preferred lender incentives! Buyers may qualify for rate buy down options, including 1-0 buyer down, to help lower payments.

18810 Geraci Road, Lutz
18829 Geraci Road, Lutz
$1,500,000
4 Beds ⋅ 4 Baths ⋅ Zzz Unplatted SubDv. ⋅ 33548 Zip Code
Enjoy lakefront living with 87 feet of frontage on ski-friendly Lake Thomas, a covered boat dock with lift, and expansive water views. This 4-bedroom, 4-full-bath home offers 4,268 square feet of generous living spaces for gathering, entertaining, and relaxing in a convenient Lutz location. Leaded-glass double entry doors welcome you inside, where coffered ceilings, crown molding, and transom windows add architectural character. Separate formal living and dining rooms complement a comfortable family room with a wood-burning fireplace and expansive sliding glass doors overlooking the lake. The kitchen features an island cooktop, breakfast bar, built-in ovens, wine refrigerator, and abundant cabinetry. The main-floor primary suite captures lake views through bay windows and includes dual walk-in closets with built-ins, dual sinks, a garden tub, and a separate walk-in shower. Two additional bedrooms and a dedicated office complete the main level. Upstairs, a fourth bedroom and full bath accompany a spacious bonus room and an impressive 29-by-16-foot media room. Outdoor living shines on the covered, screened lanai with brick pavers, opening toward a sun deck and covered boat dock with lift. An attached 3-car garage completes the home. Conveniently located near shopping, dining, and major highways and within the Steinbrenner High School attendance area, this property brings together spacious living and the enjoyment of life on Lake Thomas.

18829 Geraci Road, Lutz
717 W Deer Lake Drive, Lutz
$387,500
3 Beds ⋅ 2 Baths ⋅ Frazier Sub SubDv. ⋅ 33548 Zip Code
Welcome to 717 Deer Lake Dr! This well-maintained 3-bedroom, 2-bath home offers 1,286 square feet of comfortable living space on a spacious lot over 1/4 acre with no rear neighbors and a peaceful lake setting behind the property. Built in 1964, this home has been thoughtfully updated with major improvements already completed, including a 2020 roof, 2023 windows, 2020 HVAC system, 2020 water heater, updated plumbing, and electrical panel. Enjoy the added benefits of a water softener and reverse osmosis system, providing convenience and peace of mind. The spacious lot and serene rear setting create a private atmosphere while still offering the convenience of NO HOA. Located in a quiet Lutz neighborhood with easy access to Tampa, shopping, dining, schools, and major roadways, this property offers a great combination of privacy, updates, and location. Move-in ready and ready for its next owner—come see all that 717 Deer Lake Dr has to offer!

717 W Deer Lake Drive, Lutz
17018 Dennis Road, Lutz
$1,050,000
5 Beds ⋅ 3 Baths ⋅ Unplatted SubDv. ⋅ 33558 Zip Code
Do not miss your opportunity to own this ONE-OF-A-KIND LAKEFRONT ESTATE situated on an incredible 1.38-acre property with 117 feet of WATER FRONTAGE on two connecting lakes—Lake Helen and Lake Ellen! Located in the highly sought-after STEINBRENNER school district, this renovated 5 Bedroom + 3 Bath block home offers beautiful designer touches, incredible WATER VIEWS, a composite boat dock and boathouse, a spectacular 900 sq ft Florida room, an oversized workshop/bonus space, separate storage building, and an expansive driveway with parking for 8+ vehicles or an RV. Inside, the open floorplan is filled with natural light and showcases beautiful lake views from many of the main living areas through newer windows accented with plantation shutters. The spacious kitchen is perfect for entertaining and features stainless steel appliances, granite countertops, an oversized center island, and a separate bar area with a wine refrigerator. One of the most impressive features of this home is the Florida room featuring soaring cathedral ceilings, an abundance of space for entertaining, and three sets of French doors overlooking the lake. Whether hosting a large gathering or simply relaxing and enjoying the peaceful waterfront setting, this incredible space takes full advantage of the property's beautiful views. The fifth bedroom offers an impressive 529 sq ft of flexible living space and the former garage has also been converted into an expansive multipurpose workshop/bonus space, providing even more flexibility for hobbies, storage, recreation, or workspace. Enjoy true waterfront living with lots of room to entertain, relax, and enjoy the outdoors. The composite dock and boathouse, built in 2021, provide direct access to the connecting lakes where you can enjoy boating, skiing, fishing, or simply taking in the peaceful water views. The exterior has also been updated with Hardie Board siding, and the oversized property offers approximately .80 acre of land with the remaining acreage consisting of riparian rights associated with the lake. All of this in an incredibly convenient location near St. Joseph's Hospital-North, Publix, the Veterans Expressway and Suncoast Parkway, with Tampa International Airport approximately 15 minutes away. This is a truly unique opportunity to own an expansive lakefront property with exceptional indoor and outdoor living space in one of the area's most desirable school districts

17018 Dennis Road, Lutz
18916 Geraci Road, Lutz
$575,000
4 Beds ⋅ 2 Baths ⋅ Cypress Park SubDv. ⋅ 33548 Zip Code
Virtually Staged. Welcome to your own piece of lakefront living in Lutz! Set on an oversized, fenced corner lot totaling approximately .54 acres, with a portion extending into the lake, this 4-bedroom, 2-bath home with a 2-car garage offers an incredible combination of space, privacy and waterfront enjoyment. The roof was replaced in 2021, and the AC was replaced in 2023. Inside, the open and spacious floor plan is filled with natural light and beautiful lake views. The kitchen serves as the heart of the home, featuring quartz countertops, a large center island, abundant cabinetry, a tiled backsplash and plenty of space for gathering. It opens directly to the main living area, where vaulted ceilings and sliding glass doors draw your attention toward the water. A formal dining room provides additional space for entertaining, while the fourth bedroom can easily function as a home office or den, depending on your needs. The spacious primary suite enjoys lake views, two walk-in closets, direct access to the outdoor living area and a private bath with dual sinks, a garden tub and a separate shower. The additional bedrooms offer plenty of space for family and guests. One of the highlights of the home is the huge covered and screened lanai overlooking the backyard and lake—the perfect place to relax, entertain or simply enjoy the peaceful waterfront setting. Head down to your private dock to fish, launch a kayak or canoe, and enjoy the lake right from your own backyard. The spacious yard offers room for a boat, RV and all the extras that come with enjoying the Florida lifestyle. Per information provided by Hillsborough County, the property qualifies for its water expansion program, offering the opportunity to connect to county water. Buyer to verify connection availability, costs and any required extensions directly with Hillsborough County. When you’re ready to venture out, you’ll be conveniently located near shopping, restaurants, medical facilities, county parks and interstate access. Brooker Creek Headwaters Nature Preserve, featuring a 4.3-mile hiking trail, is also nearby for those who enjoy spending time outdoors. Voluntary community association; membership and annual contribution are optional. And all this in the Steinbrenner School district! This wonderful combination of lakefront living, space, privacy and convenience makes it a fantastic place to call home. Call today to schedule your private tour and see everything this beautiful property has to offer!

18916 Geraci Road, Lutz
303 W Chapman Road, Lutz
$1,289,500
3 Beds ⋅ 4 Baths ⋅ Lake Chapman Sub 1st Add SubDv. ⋅ 33548 Zip Code
Beautiful Lakefront Home on Lake Chapman! Perfectly positioned to capture breathtaking western-facing sunsets, this custom-built residence offers an exceptional setting on one of the area’s desirable ski lakes. From peaceful evenings overlooking the water to days spent boating and enjoying the lake, this home truly embraces the best of Florida lakefront living. Thoughtfully designed to maximize the spectacular water views, the home offers an open and inviting floor plan ideal for both entertaining and everyday living. The impressive exterior features stone accents, stately columns, matching bay windows, split garages, and a beautiful U-shaped paver driveway. Step through the striking wrought-iron and wood-grain entry doors and your attention is immediately drawn to the stunning views of Lake Chapman. The spacious Living Room seamlessly connects the living room and kitchen, creating a wonderful gathering space overlooking the lake. The living room features 11-foot ceilings, crown molding, recessed lighting, an electric fireplace, and a custom wood mantel. The kitchen is equally impressive, highlighted by a custom copper gas range hood, coordinating copper sink, generous center island, and a charming breakfast nook surrounded by bay windows overlooking the backyard and lake. Wood-grain tile flooring throughout the main living areas adds warmth and character while creating the perfect lake house feel. Even the downstairs guest bathroom makes a statement, creatively designed with authentic Napa Valley wine crates, a genuine wine barrel vanity, and a copper sink that beautifully complements the kitchen finishes. The oversized laundry room was thoughtfully designed with lake living in mind, providing plenty of space for towels, linens, and everyday storage. Upstairs you will find three bedrooms, three full bathrooms, a private office, and a spacious loft that serves as a second living area, complete with hardwood flooring and surround sound. The office enjoys beautiful views and a charming barn-style privacy door and could easily become a fourth bedroom with the addition of a closet. The spacious primary suite features double sliding glass doors opening to the upstairs balcony, along with two separate walk-in closets featuring custom built-ins. The ensuite bath offers a jetted soaking tub, walk-in shower with dual shower heads, and separate vanities. Two additional bedrooms each feature walk-in closets, private ensuite bathrooms, and plantation shutters, providing privacy and comfort for family and guests. The outdoor living space is truly exceptional and designed for year-round entertaining. A granite-topped island with sink and reverse osmosis system anchors the space, while a Big Green Egg and Napoleon gas grill make outdoor cooking effortless. Motorized retractable screens, two outdoor televisions, and ceiling-mounted speakers create the perfect setting for relaxing, entertaining, watching the game, or simply enjoying the lake views. A paver walkway leads to the spa, fire pit, and private dock. The dock features a covered boat lift accommodating up to a 23-foot boat, along with a separate jet ski dock. Every detail of this home has been thoughtfully designed to complement its incredible lakefront setting and to create the ultimate Florida lifestyle.

303 W Chapman Road, Lutz
210 Lake Hobbs Road, Lutz
$535,000
3 Beds ⋅ 2 Baths ⋅ Tropical Lakes SubDv. ⋅ 33548 Zip Code
PRICE IMPROVEMENT !!!! NEARLY 1 ACRE • NO REAR NEIGHBORS • LAKE VIEWS • SCREENED POOL • NO HOA! Enjoy the privacy and peaceful feel of country living while remaining conveniently close to everything great about Tampa Bay . Situated on THREE lots with approximately 150 feet of width and more than 200 feet of depth, this unique property offers beautiful views of majestic cypress trees and a tranquil natural lake. With some additional clearing, there is potential to expand the waterfront view and possibly enjoy the lake by kayak. Major updates have already been completed, including a NEW ROOF (2025), HVAC (2025), STOVE (2025), Water Heater (2023), and NEW POOL PUMP (2026), making this home ready for its next owner. Inside, the open-concept kitchen overlooks the living and dining areas and features lots of cabinetry, granite countertops, stainless steel appliances, a pantry closet, and abundant natural light. The living room is highlighted by a wood-burning fireplace, creating a warm and inviting gathering space. An oversized Florida room provides even more flexibility and is ideal for a second living area, game room, recreation space, or simply a comfortable place to relax while overlooking the serene backyard. Step outside to your own private Florida retreat. The screened-in pool and spacious wood deck provide plenty of room for entertaining, lounging, and enjoying the surrounding natural beauty. With nearly an acre, this property offers space for so much more. The onsite greenhouse can be used for growing herbs and vegetables or repurposed as a workshop. Bring the boat, RV, work vehicles, 4-wheelers, and recreational toys—there is ample space along the side of the home, including one covered stall. The home is serviced by well and septic and includes an OWNED Culligan water treatment system and water softener. Best of all, NO HOA means no additional HOA dues or restrictions. Conveniently located near Lutz Preparatory (K-8) and Steinbrenner High School, with easy access to US 41, the Veterans Expressway, and I-275. Restaurants, shopping, Tampa Premium Outlets, The Shops at Wiregrass, Tampa International Airport, Busch Gardens, Florida beaches, and everything in the area is within easy reach. SPACE, PRIVACY, WATER VIEWS, A POOL, AND NO HOA—this is a rare opportunity to enjoy a peaceful Florida lifestyle with the convenience of Tampa Bay nearby.

210 Lake Hobbs Road, Lutz
22523 Willow Lakes Drive, Lutz
$795,000
4 Beds ⋅ 3 Baths ⋅ Willow Bend SubDv. ⋅ 33549 Zip Code
Virtually Staged. FRESHLY PAINTED INTERIOR! Experience the ultimate Florida lake lifestyle in this one-of-a-kind custom waterfront home on a ¼-acre lot with NO CDD fees! Enjoy direct access to a beautiful natural lake with your own private sand beach and 250 sq. ft. dock—perfect for jet skiing and fishing. This custom home features 4 bedrooms, 3 bathrooms, PLUS a 522 sq. ft. bonus/theater room, offering approximately 2,881 sq. ft. of TOTAL LIVING SPACE. The bonus room includes stunning lake views, a 3D projector, and a 110" movie screen. Inside you'll find formal living and dining rooms, a spacious family room with a fireplace, a dedicated office, an updated kitchen with granite countertops and LG stainless steel appliances, and a luxurious primary suite with a jetted tub, steam shower, and bidet. Step outside to your private resort-style oasis featuring a solar-heated saltwater pool with a cascading natural rock waterfall, a fully equipped outdoor kitchen, screened lanai, and multiple entertaining areas overlooking the lake. Major updates include a NEW 50-year dimensional shingle roof (2021), NEW 6-ton A/C with UV sanitizer (2023), tankless water heater (2024), and resurfaced pool (2018). Additional highlights include hurricane protection, Hurricane Film windows, generator hookup, Tesla Generation III charging station, and professional landscaping. Conveniently located near Tampa Premium Outlets, KRATE at The Grove, shopping, dining, and major highways. Schedule your private showing today and experience this unique waterfront lifestyle for yourself.

22523 Willow Lakes Drive, Lutz
19563 Leonard Road, Lutz
$720,000
4 Beds ⋅ 3 Baths ⋅ Morsani Ph 2 SubDv. ⋅ 33558 Zip Code
NEW $15,000 PRICE ADJUSTMENT!! Here’s a rare opportunity to own a like-new 4-bedroom 3-bath waterfront home with pool and 3-car garage, meticulously maintained in move-in condition with no pets, with the upgrades and options you’ve dreamed of but seldom find. Built in late 2019 by M/I Homes, this ever-popular Corina III model includes neutral colors and flooring with tray ceilings and deluxe crown molding in the Entry Foyer and Great Room. The Gourmet Kitchen features a spacious pantry, built-in oven, microwave, cooktop, decorator hood, and abundant kitchen cabinetry with stylish quartzite countertops. For informal dining, the Kitchen Island seats 3, with room for an eat-in Dinette overlooking the Lanai just beyond. The Gourmet Kitchen flows into the Great Room and Formal Dining area, with abundant space for the party or holiday hostess. From the Great Room, open the triple-glass sliders to savor the extra-large Lanai, screened pool with waterfall, and the serenity of the lake and woods just beyond. The Primary Suite features a deluxe Ensuite Bath with dual vanities, a large walk-in shower with wall and ceiling shower heads, and spacious walk-in closet. One bedroom (or nursery or office) with full bath is nearby while 2 other bedrooms and bath are located elsewhere in this split-plan. ATTN: WI-FI TECHNOLOGY fans: Enjoy “Cat-6” Wi-Fi, with 3 prewired Ethernet “drops” AND a state-of-the-art “Smart Home” Control System including a Smart Home Controller, Entryway Dimmer, Thermostat, Video Doorbell, Electronic Lockset, Wireless Security Panel and 2 Sensors. Simply put, this home offers the ultimate in Wi-Fi Quality and Electronic Security, Convenience and Control, from the Front and Garage Doors to the Pool Light and Pump, and everywhere in between—all from your cellphone, anywhere, any time. Add top-rated public schools, shopping, dining and major roadways nearby, and you’ve found the home you’ve been waiting for!

19563 Leonard Road, Lutz
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