Lutz Homes under $500,000

Lutz Homes under $500,000

Welcome to Lutz, Florida—a vibrant community that perfectly blends suburban tranquility with urban convenience. Nestled just north of Tampa, Lutz is renowned for its picturesque landscapes, lush greenery, and a welcoming atmosphere that makes it an ideal place to call home. With its rich history and charming neighborhoods, Lutz offers a unique lifestyle that appeals to families, professionals, and retirees alike.

One of the standout features of Lutz is its diverse array of homes, especially for those seeking affordability without compromising on quality. In this beautiful city, you can discover an impressive selection of homes priced under $500,000. Whether you're looking for a cozy single-family residence, a modern townhome, or a spacious property with a backyard oasis, Lutz has something to suit every taste and budget.

Residents of Lutz enjoy access to excellent schools, beautiful parks, and a variety of recreational activities. The area's commitment to community engagement is evident in its numerous events and festivals that bring neighbors together. Plus, with easy access to major highways, you’re just a short drive away from the bustling city life of Tampa, where you can explore shopping, dining, and entertainment options galore.

If you’re searching for a place that offers both charm and convenience, Lutz, Florida, is the perfect choice. Explore the fantastic homes available under $500,000 and discover why so many are proud to call this delightful city their home. Your dream home awaits in Lutz!

Newest Lutz Homes under $500,000

19971 Stone Pine Circle, Lutz
$499,999
3 Beds ⋅ 3 Baths ⋅ Morsani Ph 3b SubDv. ⋅ 33558 Zip Code
Virtually Staged. THE HOME WILL BE FRESHLY PAINTED BY THE END OF NEXT WEEK! Morning coffee with green trees in view, dinners on the patio, and a little more time to enjoy the quiet. At 19971 Stone Pine Circle in Reserve at Long Lake Ranch, this south-facing M/I Homes Magnolia residence in Lutz offers a CONSERVATION CORNER LOT, 3 bedrooms, 2.5 bathrooms, and 2,143 square feet of thoughtfully arranged living space. BUILT IN 2020, the home combines flexible gathering spaces with an outdoor setting that invites you to slow down. HURRICANE SHUTTERS installed in 2025, a WHOLE-HOUSE WATER FILTRATION SYSTEM added in 2024, a WATER SOFTENER. The attached TWO-CAR GARAGE adds an epoxy-coated floor, utility sink, and a dedicated A/C unit. Step onto the COVERED LANAI and let the conservation greenery set the tone for your day. The TRAVERTINE PATIO, added in 2023, creates room for weekend brunch, relaxed celebrations, and evenings spent catching up with friends. A FENCED BACKYARD gives pets their own outdoor space to enjoy, while the fenced garden area offers a place for favorite herbs, flowers, or your next planting project. The kitchen’s connection to the backyard makes it easy to carry meals outside and keep everyone together. Set the table for a family gathering, linger over a quiet meal, or unwind with the trees as your evening backdrop. Inside, the OPEN FLOOR PLAN connects the kitchen, cafe, and family room, keeping the conversation flowing while meals come together. QUARTZ COUNTERTOPS, an island, farmhouse sink, upgraded cabinetry, and a GE Profile DOUBLE-OVEN RANGE bring practical function to everyday cooking and entertaining. Built-in bookshelves and an ELECTRIC FIREPLACE add warmth and character to evenings at home. Laminate and tile flooring throughout means NO CARPET. A first-floor FLEX ROOM can serve as a home office or reading room without giving up a bedroom. With a separate loft upstairs, there is flexibility for work, hobbies, and time together. A downstairs powder bath is convenient for guests. Upstairs, the open loft offers another spot for movie nights, hobbies, or a second workspace. All three bedrooms are on this level, including a primary suite with a WALK-IN CLOSET and an en-suite bath featuring dual sinks, a soaking tub, and a separate shower. Quartz vanity tops and herringbone floor tile add detail to the primary bath, while a full hall bath serves the other two bedrooms. The UPSTAIRS LAUNDRY ROOM includes cabinetry and a utility sink, keeping everyday tasks close to the bedrooms. Enjoy community pool, clubhouse, and playground amenities, along with a Lutz location offering access to SR 54, US 41, shopping, dining, and routes into Tampa. Zoned for Lake Myrtle Elementary, Charles S. Rushe Middle, and Sunlake High for the 2026-2027 school year. Start the day with coffee on the lanai, make room for the people and activities you love, and return to the calm of your own conservation setting. You deserve it!

19971 Stone Pine Circle, Lutz
14714 Oak Vine Drive, Lutz
$395,000
4 Beds ⋅ 2 Baths ⋅ Lake Forest Unit 4 SubDv. ⋅ 33559 Zip Code
Welcome to 14714 Oak Vine Dr — a character-filled 4-bedroom home offering serene privacy in the heart of Lutz! Enjoy exceptionally low HOA fees with access to community amenities such as a pool and clubhouse. Step inside to an open-concept main living space defined by soaring vaulted ceilings, a statement staircase, and an expansive second-story loft overhead. Abundant natural light floods through clerestory windows, highlighting the seamless transition between cozy living areas and modern wood-look flooring. Glass sliders lead directly into an impressive enclosed sunroom featuring authentic flagstone floors and wall-to-wall views of your peaceful backyard. At the push of a button, the entire home is protected by motorized, automatic roll-up storm shutters—delivering effortless, push-button hurricane protection and ultimate security in seconds. Located just minutes from top Hillsborough County schools, USF, I-275, and Tampa shopping. Schedule your tour today!

14714 Oak Vine Drive, Lutz
17001 Melba Lane, Lutz
$449,900
3 Beds ⋅ 2 Baths ⋅ Walkers Ranch Estates SubDv. ⋅ 33549 Zip Code
Virtually Staged. Step right up to this Lutz gem—a 3-bedroom, 2-bath wonder with over 2,356 square feet of total living space to stretch, dance, or stage elaborate pillow forts. Cozy up to the wood-burning fireplace, dive into the in-ground pool (just squint if the makeover isn’t done yet), and enjoy hurricane shutters that laugh in the face of storms. The backyard’s privacy fence keeps nosy neighbors at bay, while the pool safety fence protects your cannonball ambitions. Sitting on a quarter-acre corner lot, it boasts a parking pad big enough for your RV, boat, or maybe a 727 Boeing. Upgrades: Newer kitchen, roof and A/C, double pane windows, tankless water heater, owned water conditioning setup, and a Ring doorbell to catch all your Amazon deliveries. All this, just minutes from I-275—because even dream homes need quick escapes!

17001 Melba Lane, Lutz
20893 Haulover Cove Unit 6, Lutz
$105,000
1 Beds ⋅ 1 Baths ⋅ Paradise Lakes Resort Condo SubDv. ⋅ 33558 Zip Code
WANT A CONDO WITH A PARK LIKE SETTING, A RESORT STYLE VIBE and a place where you can bare it all? That's right NO SHIRT, NO SHOES, NO CLOTHES, NO PROBLEM. This IS the best bang for the buck! Condo is on the second floor overlooking Cypress trees and tropical foliage. The upstairs units have high ceilings and a storage loft. This condo is being sold furnished. It was set up to be a long or short term rental. Currently there is a tenant living on the property. The living room has a mirrored accent wall that goes all the way to the ceiling. The bedroom also has an accent mirrored wall. Bedroom has two built in closets. Kitchen comes with range, refrigerator, microwave, and disposal. Residents can purchase a membership to Paradise Lakes Resort which abuts this nudist neighborhood. That membership will give you access to the 2 water volleyball pools, two hot tubs, heated pool, restaurant, nightclub, pool bar, pickleball and much more. Not interested in a membership? No problem, the community coordinates a lot of fun activities including karaoke parties, block parties, jam sessions, themed golf cart parades and so on. This condo is in close proximity to the fishing pier and sun and fun pads. Paradise Lakes is a world renown nudist destination. It is in close proximity to Lake Como, 6.5 miles from Caliente, close to shopping, restaurants, two public golf courses, and within a half hour of Tampa International Airport and less than one hour to gulf beaches.

20893 Haulover Cove Unit 6, Lutz
20893 Haulover Cove Unit 5, Lutz
$125,000
1 Beds ⋅ 1 Baths ⋅ Paradise Lakes Resort Condo SubDv. ⋅ 33558 Zip Code
Adorable condo in the center of Paradise. The landscaping around the Sun Pads is quite tropical and cheerful. Looking out from the front porch and living room is the majestic cypress trees that abut the lake. One of the most desirable aspects of living in this community is that you do not have to wear clothes. You guessed it. Paradise Lakes is a world renown nudist community. This condo is in close proximity to the community dock and fishing pier. The condo is set up for short or long term rentals. The bedroom has 2 mirrored accent walls, built in drawers, shelving, a closet, and a laundry closet with a stackable washer/dryer. The doors at the closet are also mirrored. The bathroom has been remodeled with wall to wall ceramic tiles in the shower and a tiled seat. The vanity has also been replaced. Kitchen has a microwave, range and refrigerator, plus a garbage disposal. There is room for a small dishwasher. Living room has two accent mirrored walls brining that Florida sunshine into the condo. An electric fireplace provides warmth and ambience. Both the bedroom and living room have ceiling fans with light kits. The screened porch is tiled and it is has electric in place for a ceiling fan. The residences at Paradise plan a lot of social activities, block parties, themed golf cart parades, pot luck events, music jam sessions and much more. Buy a membership to the adjacent Resort amenities and have access to a heated pool, hot tub, conversation pool. two water volleyball pools, a nightclub and restaurant, pickle bar, karaoke nights, live music poolside and much more. Paradise Lakes is conveniently located within 30 minutes of TPA Airport. Less than one hour to gulf beaches, close to shopping, public golf courses and restaurants,

20893 Haulover Cove Unit 5, Lutz
16421 Hanna Road, Lutz
$465,000
3 Beds ⋅ 2 Baths ⋅ Unplatted SubDv. ⋅ 33549 Zip Code
Virtually Staged. **COUNTRY LIVING WITH ROOM TO ROAM!** Discover the charm and possibilities of this 3-bedroom, 2-bath home situated on approximately 1.3 acres of beautiful, park-like property! With sprawling grassy areas, mature oak trees providing a gorgeous canopy of shade, and property extending all the way to the lake, this is a rare opportunity to enjoy peaceful country living with plenty of room to make it your own. Inside, you'll find spacious bedrooms, abundant storage, and a kitchen offering plenty of countertop space and solid wood cabinetry. The generously sized primary suite features a large en suite bathroom and an enormous walk-in closet. French doors open to your private backyard paradise, while the welcoming front porch overlooks the expansive front lawn. An open rear patio provides another inviting space to relax, entertain, or simply enjoy the natural surroundings. **BRING YOUR HORSES, HOBBIES, OR GARDENING DREAMS!** With ASC-1 zoning allowing for horses, this property offers wonderful possibilities for equestrian enthusiasts. Not a horse lover? No problem! The existing barn could make a fantastic workshop, hobby space, she-shed, or man cave! Two additional storage sheds provide even more room for tools, equipment, and all your outdoor essentials. Love to garden? You'll appreciate the established pineapple plants, beautiful oak trees, and ample open space to create your own garden oasis. Whether you envision raising horses, working on projects, growing your own fruits and vegetables, or simply enjoying the privacy and beauty of nature, this property offers the space and flexibility to bring your vision to life. Additional features include a private well with a water purification system and septic system. **SPACE, PRIVACY, CHARACTER, AND ENDLESS POSSIBILITIES!** Come discover everything this unique property has to offer!

16421 Hanna Road, Lutz
1215 E 149th Avenue, Lutz
$285,000
3 Beds ⋅ 2 Baths ⋅ Lawrence Platted Sub SubDv. ⋅ 33549 Zip Code
Excellent Investment Opportunity with Great Cash Flow – LAND INCLUDED! Discover this spacious double-wide manufactured home, built in 1988 and situated on a 1.76-acre lot featuring beautiful pond views and trees that provide a peaceful, private setting. Currently tenant-occupied and generating $2,000 a month in rental income, this property presents an attractive opportunity for investors seeking an income-producing asset. The home underwent extensive renovations in 2022, including updated flooring, kitchen cabinets, and bathrooms. Major improvements also include a new septic tank and drain field installed in 2021. Inside, you’ll find a spacious kitchen with stainless steel appliances, an inviting living area with a fireplace, and a large outdoor deck overlooking the expansive yard. Whether you’re an investor seeking rental income or a future homeowner looking for space and tranquility, this property offers an excellent opportunity!

1215 E 149th Avenue, Lutz
4166 Cloud Hopper Way, Lutz
$339,000
3 Beds ⋅ 3 Baths ⋅ Volanti SubDv. ⋅ 33559 Zip Code
Welcome to modern, low-maintenance living in the gated Volanti community of Lutz! Built in 2022, this thoughtfully designed townhome offers 3 bedrooms, 2.5 bathrooms, a flexible loft, and a one-car garage, combining contemporary finishes with a functional layout suited for everyday living and entertaining. Inside, an open-concept floor plan creates a seamless connection between the kitchen, dining, and living areas, complemented by abundant natural light and stylish wood-look tile flooring throughout the first floor. The modern kitchen features quartz countertops, stainless steel appliances, ample cabinetry, a spacious center island with seating, and a large pantry. Sliding glass doors extend the living space to a covered, screened lanai, providing a comfortable spot to relax or entertain. Upstairs, a versatile loft offers the perfect space for a home office, media room, or additional lounge area. The spacious primary suite features three walk-in closets and a private bathroom with dual vanities and a glass-enclosed walk-in shower, while the additional bedrooms offer generous closet space. A conveniently located upstairs laundry area adds to the home's everyday functionality. Residents of Volanti enjoy a community pool, firepit gathering area, and walking trails, along with an HOA that includes lawn care, roof maintenance, and exterior painting for added convenience. Ideally situated near I-75 and I-275, the property provides convenient access to major employment centers, healthcare facilities, shopping, dining, Tampa Premium Outlets, and The Shops at Wiregrass. Whether you're looking for a primary residence or a low-maintenance lifestyle in a convenient Lutz location, this townhome offers modern comfort and community amenities in one appealing package.

4166 Cloud Hopper Way, Lutz
1903 Alto Lane, Lutz
$234,900
3 Beds ⋅ 2 Baths ⋅ N/A SubDv. ⋅ 33558 Zip Code
Welcome to this spacious three-bedroom, two-bathroom manufactured home in Lutz, situated on a generous one-acre lot. Offering approximately 1,980 square feet of living space, this home features a desirable split-bedroom floor plan and an open layout that provides plenty of room for comfortable living and entertaining. The living room, dining area, and kitchen flow together, creating a welcoming central gathering space filled with natural light from skylights throughout the home. A fireplace in the living room adds warmth and character, while wood-look vinyl flooring and ceiling fans throughout provide a comfortable and practical setting. The kitchen offers abundant cabinet storage, stainless steel appliances, and plenty of workspace. The spacious primary bedroom features a private bathroom with a glass-enclosed walk-in shower, generous vanity, and large walk-in closet. Two additional bedrooms each offer their own walk-in closets and share a full bathroom with a tub/shower combination. An inside laundry area adds everyday convenience. A bonus room provides additional flexible space and is ready for some repair, offering a blank canvas for the new owner to make it their own. With an expansive one-acre lot and plenty of living space, this Lutz property offers room to spread out while providing an opportunity to add your own personal touches.

1903 Alto Lane, Lutz
1621 Spinning Wheel Drive, Lutz
$388,000
4 Beds ⋅ 3 Baths ⋅ Carpenters Run SubDv. ⋅ 33559 Zip Code
Short Sale. SHORT SALE. Third-party approval required. Looking for a 4-bedroom pool home in Lutz with a first-floor primary suite and no carpet? Welcome to 1621 Spinning Wheel Drive in Carpenters Run, where a flexible two-story layout, inviting indoor and outdoor living spaces, and a screened pool create plenty of room to settle in and make the home your own. The updated kitchen features granite countertops, a modern backsplash, and an easy connection to the dining area and oversized family room. A wood-burning fireplace and soaring two-story ceiling add character and create an open, comfortable gathering space. The first-floor primary suite includes a walk-in closet, an updated bathroom with dual sinks and a walk-in shower. A convenient half bathroom is also located on the main level. Upstairs, three additional bedrooms and a full bathroom provide flexibility for everyday living, guests, hobbies, or working from home. One of the upstairs bedrooms does not include a closet and may also function well as an office or bonus space. Outside, the screened pool and outdoor living area offer a relaxing place to enjoy the Florida sunshine or entertain friends. The yard is fenced along both sides and includes a large storage shed. Additional features include impact-resistant windows and a two-car garage. Carpenters Run offers a community pool, tennis and pickleball courts, a basketball court, playground, and recreation building. The Lutz location provides convenient access to Tampa Premium Outlets, shopping, dining, and major commuter routes, including I-75 and I-275. Bring your ideas and explore the possibilities this Carpenters Run pool home has to offer. Sale, price, terms, and closing are subject to third-party lender approval.

1621 Spinning Wheel Drive, Lutz
2164 Vista Del Sol Circle Unit 523, Lutz
$115,000
1 Baths ⋅ Paradise Lakes Ph 03e SubDv. ⋅ 33558 Zip Code
BIG STYLE, SMART DESIGN, MAJOR 2024/25 UPDATES & A FINANCING OPPORTUNITY! Existing financing may be available to a qualified buyer, subject to note holder approval and applicable terms. A TRANSFERABLE HOME WARRANTY provides additional peace of mind for the next owner. This light and bright 3rd-floor corner studio makes exceptional use of its 392 SF with a strategically placed Murphy bed featuring a powder-coated steel frame and organic cotton queen mattress. When tucked away, the Murphy bed opens up the living area, where a comfortable loveseat and projection system create a flexible space that easily transitions from relaxing and entertaining to sleeping. The updated kitchen features new cabinetry, refrigerator and range, while extensive 2024/25 improvements also include a new A/C system with UV light, new ductwork, new attic insulation, new water heater, interior paint and more. A new RO drinking-water system is installed, plus an optional serviced water-softener system that may remain for a separate monthly fee or be removed. Step outside to the approximately 196-SF screened and covered lanai overlooking the pond—bringing the combined interior and screened-lanai space to approximately 588 SF. Ceiling fans in both the main living area and lanai keep the air moving, while the corner location offers a peaceful setting convenient to both the elevator and stairs. The bathroom features a walk-in shower with glass doors and a calming sea-glass-inspired color palette. Thoughtful improvements throughout give this studio a surprisingly spacious, clean and comfortable feel. Located in the gated, clothing-optional Paradise Lakes community with convenient access to the club by foot or golf cart. Optional membership to Paradise Lakes Resort and its amenities is separate and is not included in the monthly condo association fee. Whether you're looking for a Florida home base, full-time residence or rental opportunity, this updated studio offers flexibility in a compact, easy-to-maintain package—with a financing option that may be difficult to duplicate in today's market. Buyer to verify rental rules, financing terms and eligibility, home warranty transfer terms, measurements, square footage, association requirements and all information important to Buyer. Condo association approval is required and may include application, fee and background check.

2164 Vista Del Sol Circle Unit 523, Lutz
21019 Sunpoint Way Unit #201, Lutz
$324,900
3 Beds ⋅ 2 Baths ⋅ Terraces At Paradise Lakes Condo SubDv. ⋅ 33558 Zip Code
Beautifully renovated clean home featuring a brand new white kitchen with quartz countertops, stainless steel appliances, new LVP flooring throughout as well as 2 updated bathrooms. The new mechanicals and hot water heater provide added peace of mind and are just a few of the other upgrades that make this a great value at this price. Easy to show, bring all offers.

21019 Sunpoint Way Unit #201, Lutz
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