Lutz Homes under $400,000

Lutz Homes under $400,000

Welcome to Lutz, Florida – a charming gem nestled in the heart of the Tampa Bay area! Known for its picturesque landscapes, friendly neighborhoods, and a vibrant community spirit, Lutz offers a delightful blend of suburban tranquility and urban convenience. With its lush parks, top-rated schools, and a variety of recreational activities, it’s no wonder that families and young professionals alike are drawn to this enchanting locale.

One of the most appealing aspects of Lutz is its diverse real estate market, particularly for those seeking homes under $400,000. Here, you can find a range of properties that cater to various lifestyles and preferences. From cozy single-family homes with spacious backyards perfect for family gatherings to modern townhouses that offer low-maintenance living, Lutz has something for everyone. With its affordable housing options, it’s an ideal place for first-time homebuyers or those looking to downsize without sacrificing quality of life.

In addition to its welcoming neighborhoods, Lutz boasts a wealth of amenities. Enjoy shopping at nearby boutiques, savoring delicious cuisine at local eateries, or exploring the beautiful parks and nature trails. With easy access to major highways, you’re just a short drive away from the vibrant city of Tampa, where you can experience a lively cultural scene, exciting events, and stunning waterfront views.

Discover the charm and affordability of Lutz, Florida, where your dream home awaits just around the corner! Whether you’re ready to make a move or simply exploring your options, let us guide you to the perfect property in this delightful community.

Newest Lutz Homes under $400,000

14714 Oak Vine Drive, Lutz
$395,000
4 Beds ⋅ 2 Baths ⋅ Lake Forest Unit 4 SubDv. ⋅ 33559 Zip Code
Welcome to 14714 Oak Vine Dr — a character-filled 4-bedroom home offering serene privacy in the heart of Lutz! Enjoy exceptionally low HOA fees with access to community amenities such as a pool and clubhouse. Step inside to an open-concept main living space defined by soaring vaulted ceilings, a statement staircase, and an expansive second-story loft overhead. Abundant natural light floods through clerestory windows, highlighting the seamless transition between cozy living areas and modern wood-look flooring. Glass sliders lead directly into an impressive enclosed sunroom featuring authentic flagstone floors and wall-to-wall views of your peaceful backyard. At the push of a button, the entire home is protected by motorized, automatic roll-up storm shutters—delivering effortless, push-button hurricane protection and ultimate security in seconds. Located just minutes from top Hillsborough County schools, USF, I-275, and Tampa shopping. Schedule your tour today!

14714 Oak Vine Drive, Lutz
20893 Haulover Cove Unit 6, Lutz
$105,000
1 Beds ⋅ 1 Baths ⋅ Paradise Lakes Resort Condo SubDv. ⋅ 33558 Zip Code
WANT A CONDO WITH A PARK LIKE SETTING, A RESORT STYLE VIBE and a place where you can bare it all? That's right NO SHIRT, NO SHOES, NO CLOTHES, NO PROBLEM. This IS the best bang for the buck! Condo is on the second floor overlooking Cypress trees and tropical foliage. The upstairs units have high ceilings and a storage loft. This condo is being sold furnished. It was set up to be a long or short term rental. Currently there is a tenant living on the property. The living room has a mirrored accent wall that goes all the way to the ceiling. The bedroom also has an accent mirrored wall. Bedroom has two built in closets. Kitchen comes with range, refrigerator, microwave, and disposal. Residents can purchase a membership to Paradise Lakes Resort which abuts this nudist neighborhood. That membership will give you access to the 2 water volleyball pools, two hot tubs, heated pool, restaurant, nightclub, pool bar, pickleball and much more. Not interested in a membership? No problem, the community coordinates a lot of fun activities including karaoke parties, block parties, jam sessions, themed golf cart parades and so on. This condo is in close proximity to the fishing pier and sun and fun pads. Paradise Lakes is a world renown nudist destination. It is in close proximity to Lake Como, 6.5 miles from Caliente, close to shopping, restaurants, two public golf courses, and within a half hour of Tampa International Airport and less than one hour to gulf beaches.

20893 Haulover Cove Unit 6, Lutz
20893 Haulover Cove Unit 5, Lutz
$125,000
1 Beds ⋅ 1 Baths ⋅ Paradise Lakes Resort Condo SubDv. ⋅ 33558 Zip Code
Adorable condo in the center of Paradise. The landscaping around the Sun Pads is quite tropical and cheerful. Looking out from the front porch and living room is the majestic cypress trees that abut the lake. One of the most desirable aspects of living in this community is that you do not have to wear clothes. You guessed it. Paradise Lakes is a world renown nudist community. This condo is in close proximity to the community dock and fishing pier. The condo is set up for short or long term rentals. The bedroom has 2 mirrored accent walls, built in drawers, shelving, a closet, and a laundry closet with a stackable washer/dryer. The doors at the closet are also mirrored. The bathroom has been remodeled with wall to wall ceramic tiles in the shower and a tiled seat. The vanity has also been replaced. Kitchen has a microwave, range and refrigerator, plus a garbage disposal. There is room for a small dishwasher. Living room has two accent mirrored walls brining that Florida sunshine into the condo. An electric fireplace provides warmth and ambience. Both the bedroom and living room have ceiling fans with light kits. The screened porch is tiled and it is has electric in place for a ceiling fan. The residences at Paradise plan a lot of social activities, block parties, themed golf cart parades, pot luck events, music jam sessions and much more. Buy a membership to the adjacent Resort amenities and have access to a heated pool, hot tub, conversation pool. two water volleyball pools, a nightclub and restaurant, pickle bar, karaoke nights, live music poolside and much more. Paradise Lakes is conveniently located within 30 minutes of TPA Airport. Less than one hour to gulf beaches, close to shopping, public golf courses and restaurants,

20893 Haulover Cove Unit 5, Lutz
1215 E 149th Avenue, Lutz
$285,000
3 Beds ⋅ 2 Baths ⋅ Lawrence Platted Sub SubDv. ⋅ 33549 Zip Code
Excellent Investment Opportunity with Great Cash Flow – LAND INCLUDED! Discover this spacious double-wide manufactured home, built in 1988 and situated on a 1.76-acre lot featuring beautiful pond views and trees that provide a peaceful, private setting. Currently tenant-occupied and generating $2,000 a month in rental income, this property presents an attractive opportunity for investors seeking an income-producing asset. The home underwent extensive renovations in 2022, including updated flooring, kitchen cabinets, and bathrooms. Major improvements also include a new septic tank and drain field installed in 2021. Inside, you’ll find a spacious kitchen with stainless steel appliances, an inviting living area with a fireplace, and a large outdoor deck overlooking the expansive yard. Whether you’re an investor seeking rental income or a future homeowner looking for space and tranquility, this property offers an excellent opportunity!

1215 E 149th Avenue, Lutz
4166 Cloud Hopper Way, Lutz
$339,000
3 Beds ⋅ 3 Baths ⋅ Volanti SubDv. ⋅ 33559 Zip Code
Welcome to modern, low-maintenance living in the gated Volanti community of Lutz! Built in 2022, this thoughtfully designed townhome offers 3 bedrooms, 2.5 bathrooms, a flexible loft, and a one-car garage, combining contemporary finishes with a functional layout suited for everyday living and entertaining. Inside, an open-concept floor plan creates a seamless connection between the kitchen, dining, and living areas, complemented by abundant natural light and stylish wood-look tile flooring throughout the first floor. The modern kitchen features quartz countertops, stainless steel appliances, ample cabinetry, a spacious center island with seating, and a large pantry. Sliding glass doors extend the living space to a covered, screened lanai, providing a comfortable spot to relax or entertain. Upstairs, a versatile loft offers the perfect space for a home office, media room, or additional lounge area. The spacious primary suite features three walk-in closets and a private bathroom with dual vanities and a glass-enclosed walk-in shower, while the additional bedrooms offer generous closet space. A conveniently located upstairs laundry area adds to the home's everyday functionality. Residents of Volanti enjoy a community pool, firepit gathering area, and walking trails, along with an HOA that includes lawn care, roof maintenance, and exterior painting for added convenience. Ideally situated near I-75 and I-275, the property provides convenient access to major employment centers, healthcare facilities, shopping, dining, Tampa Premium Outlets, and The Shops at Wiregrass. Whether you're looking for a primary residence or a low-maintenance lifestyle in a convenient Lutz location, this townhome offers modern comfort and community amenities in one appealing package.

4166 Cloud Hopper Way, Lutz
1903 Alto Lane, Lutz
$234,900
3 Beds ⋅ 2 Baths ⋅ N/A SubDv. ⋅ 33558 Zip Code
Welcome to this spacious three-bedroom, two-bathroom manufactured home in Lutz, situated on a generous one-acre lot. Offering approximately 1,980 square feet of living space, this home features a desirable split-bedroom floor plan and an open layout that provides plenty of room for comfortable living and entertaining. The living room, dining area, and kitchen flow together, creating a welcoming central gathering space filled with natural light from skylights throughout the home. A fireplace in the living room adds warmth and character, while wood-look vinyl flooring and ceiling fans throughout provide a comfortable and practical setting. The kitchen offers abundant cabinet storage, stainless steel appliances, and plenty of workspace. The spacious primary bedroom features a private bathroom with a glass-enclosed walk-in shower, generous vanity, and large walk-in closet. Two additional bedrooms each offer their own walk-in closets and share a full bathroom with a tub/shower combination. An inside laundry area adds everyday convenience. A bonus room provides additional flexible space and is ready for some repair, offering a blank canvas for the new owner to make it their own. With an expansive one-acre lot and plenty of living space, this Lutz property offers room to spread out while providing an opportunity to add your own personal touches.

1903 Alto Lane, Lutz
1621 Spinning Wheel Drive, Lutz
$388,000
4 Beds ⋅ 3 Baths ⋅ Carpenters Run SubDv. ⋅ 33559 Zip Code
Short Sale. SHORT SALE. Third-party approval required. Looking for a 4-bedroom pool home in Lutz with a first-floor primary suite and no carpet? Welcome to 1621 Spinning Wheel Drive in Carpenters Run, where a flexible two-story layout, inviting indoor and outdoor living spaces, and a screened pool create plenty of room to settle in and make the home your own. The updated kitchen features granite countertops, a modern backsplash, and an easy connection to the dining area and oversized family room. A wood-burning fireplace and soaring two-story ceiling add character and create an open, comfortable gathering space. The first-floor primary suite includes a walk-in closet, an updated bathroom with dual sinks and a walk-in shower. A convenient half bathroom is also located on the main level. Upstairs, three additional bedrooms and a full bathroom provide flexibility for everyday living, guests, hobbies, or working from home. One of the upstairs bedrooms does not include a closet and may also function well as an office or bonus space. Outside, the screened pool and outdoor living area offer a relaxing place to enjoy the Florida sunshine or entertain friends. The yard is fenced along both sides and includes a large storage shed. Additional features include impact-resistant windows and a two-car garage. Carpenters Run offers a community pool, tennis and pickleball courts, a basketball court, playground, and recreation building. The Lutz location provides convenient access to Tampa Premium Outlets, shopping, dining, and major commuter routes, including I-75 and I-275. Bring your ideas and explore the possibilities this Carpenters Run pool home has to offer. Sale, price, terms, and closing are subject to third-party lender approval.

1621 Spinning Wheel Drive, Lutz
2164 Vista Del Sol Circle Unit 523, Lutz
$115,000
1 Baths ⋅ Paradise Lakes Ph 03e SubDv. ⋅ 33558 Zip Code
BIG STYLE, SMART DESIGN, MAJOR 2024/25 UPDATES & A FINANCING OPPORTUNITY! Existing financing may be available to a qualified buyer, subject to note holder approval and applicable terms. A TRANSFERABLE HOME WARRANTY provides additional peace of mind for the next owner. This light and bright 3rd-floor corner studio makes exceptional use of its 392 SF with a strategically placed Murphy bed featuring a powder-coated steel frame and organic cotton queen mattress. When tucked away, the Murphy bed opens up the living area, where a comfortable loveseat and projection system create a flexible space that easily transitions from relaxing and entertaining to sleeping. The updated kitchen features new cabinetry, refrigerator and range, while extensive 2024/25 improvements also include a new A/C system with UV light, new ductwork, new attic insulation, new water heater, interior paint and more. A new RO drinking-water system is installed, plus an optional serviced water-softener system that may remain for a separate monthly fee or be removed. Step outside to the approximately 196-SF screened and covered lanai overlooking the pond—bringing the combined interior and screened-lanai space to approximately 588 SF. Ceiling fans in both the main living area and lanai keep the air moving, while the corner location offers a peaceful setting convenient to both the elevator and stairs. The bathroom features a walk-in shower with glass doors and a calming sea-glass-inspired color palette. Thoughtful improvements throughout give this studio a surprisingly spacious, clean and comfortable feel. Located in the gated, clothing-optional Paradise Lakes community with convenient access to the club by foot or golf cart. Optional membership to Paradise Lakes Resort and its amenities is separate and is not included in the monthly condo association fee. Whether you're looking for a Florida home base, full-time residence or rental opportunity, this updated studio offers flexibility in a compact, easy-to-maintain package—with a financing option that may be difficult to duplicate in today's market. Buyer to verify rental rules, financing terms and eligibility, home warranty transfer terms, measurements, square footage, association requirements and all information important to Buyer. Condo association approval is required and may include application, fee and background check.

2164 Vista Del Sol Circle Unit 523, Lutz
21019 Sunpoint Way Unit #201, Lutz
$324,900
3 Beds ⋅ 2 Baths ⋅ Terraces At Paradise Lakes Condo SubDv. ⋅ 33558 Zip Code
Beautifully renovated clean home featuring a brand new white kitchen with quartz countertops, stainless steel appliances, new LVP flooring throughout as well as 2 updated bathrooms. The new mechanicals and hot water heater provide added peace of mind and are just a few of the other upgrades that make this a great value at this price. Easy to show, bring all offers.

21019 Sunpoint Way Unit #201, Lutz
1413 Windjammer Loop, Lutz
$370,000
3 Beds ⋅ 2 Baths ⋅ Turtle Lakes SubDv. ⋅ 33559 Zip Code
Great pond home with a brand new roof sitting on a pond! Picture your mornings starting on the water. This Lutz home offers true pond frontage with a private composite-board dock just steps from your back door, and access to multiple ponds for paddleboarding, canoeing, or cruising in a john boat with a trolling motor. Add a brand-new roof overhead, and you get the peaceful waterfront lifestyle buyers want without the big-ticket worry that usually comes with an older home. The composite dock keeps maintenance low, with no rot or splinters to deal with, so more of your time goes to enjoying the water. The updates don't stop at the roof. A new A/C system, fresh paint throughout, and new flooring in select areas mean you can move in with confidence. Inside, more than 1,600 square feet flow through an open layout that connects the living, dining, and kitchen spaces. The kitchen features stainless steel appliances, and the two-car garage provides plenty of room for vehicles, storage, and your gear for the water. Out back, the covered, screened patio is an easy place to relax and take in the water views without the bugs. A tree house in the backyard adds charm and character you won't find in a typical listing. The location is just as convenient as the setting, with the outlet mall and a new grocery store close by for everyday errands and weekend shopping. With the major systems already replaced, direct water access out your back door, and shopping minutes away, this home offers a rare mix of peace of mind and lifestyle. Schedule your showing today.

1413 Windjammer Loop, Lutz
21004 Negril Court, Lutz
$370,000
3 Beds ⋅ 2 Baths ⋅ Paradise Lakes Individual SubDv. ⋅ 33558 Zip Code
This one owner custom built home at the end of a cul-de-sac in an exclusive gated "individual site condominium" community is ready for you to call it home. This two story Home in Paradise Lakes a clothing optional community has an open floor plan on the first floor with high angled ceilings that goes into sun room with surrounding windows and a built "in sink". There is plenty of room for entertaining your guests.. The upstairs also has angled ceilings making this 3 bedrooms 2 bath home a very unique custom built home designed by the original owner. New AC with heat pump and gas hot water heater in 2025 which are hidden away behind a swinging bookcase in the center of the home. LG Washer & LG Dryer 2020 and Roof 2024. The large great room and kitchen combo have a view to the upstairs landing on the second floor. The second floor landing has a sliding glass door to enjoy the view nature. The bedroom on the primary floor has one large walk-in closet and another closet with storage that goes under the staircase and sliding glass doors. The front bedroom on the first floor also has hot and cold water and electric connections in the closet.. opening up the possibilities. The third bedroom upstairs has a extremely large naturally wood finished walk-in closet and also a small storage closet. The property has been landscaped with "zerxiscaping" with paths winding around the property with bamboo and other vegetation. It makes this property ideal for gardeners or nature lovers to enjoy the wonderful outdoor environment. This property also has a storage shed in the backyard and outside laundry room connected to the home. Let's not forget the 16‘ x 16‘ deck for entertaining or just relaxing. Paradise Lakes Resort is separate from this residential area. The Resort membership is not included and is optional.

21004 Negril Court, Lutz
902 Montana Avenue, Lutz
$179,900
2 Beds ⋅ 2 Baths ⋅ Lake Sapphire Village Unit 1 SubDv. ⋅ 33548 Zip Code
Own your own piece of land with this 2 bedroom / 1.5 bath mobile home conveniently located in a quiet neighborhood just 10 minutes from shopping, hospitals, restaurants, A-rated schools and more. Just 27 min from downtown Tampa and the airport and only 50 min to Honeymoon Island State Park and Florida's pristine sandy beaches. This corner lot abounds with mature trees and has NO HOA or CDD and comes with a NEW $15,000 well and Superior Water Filtration system complete with softener and chlorinator. The well production rate is phenomenal over 50 gallons /minute so never a water shortage. Best of all, NO water bills ever again. Upgrades include the replacement of old metal plumbing with new PEX pipes, fittings and hot water heater cylinder along with a new Bath/shower combo. The kitchen has been updated with new cabinetry, sink and stainless steel appliances as well as, 3 A/C wall units. Adjacent to the trailer is a new 120 square ft. building that houses a laundry area which could also be used as a seperate bedroom / office space. Additionally, there is a near new $5,300 Conex container for extra secure, weatherproof storage. Perimeter fencing for added security and privacy totaling $8,000 has also enhanced the property. Calling all cooks, there is also a gas grill under the porch awning perfect for grilling your next BBQ cook out. Bring your apron! If buyer is interested, owner will consider including the 2022 camper trailer on-site which is connected to and RV hook-up alllowing for extra living space and an additional bedroom/bathroom with a seperate shower. The camper is in excellent condition and can be towed with most midsize SUVS or Trucks for those fun get-aways on weekends or vacations. As one of the more affordable properties in the area, this is the total package for your next home , vacation stay or rental investment. Don't hesitate call today for your private showing.

902 Montana Avenue, Lutz
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